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IT’S NOT JUST THE BIG BOYS AFFECTED BY CYBER LOSS - THOUSANDS OF SME’S ARE EQUALLY VULNERABLE! A cyber-attack on any business could be a catastrophe waiting to happen! We might think it’s just the big boys that Cyber criminals attack – we all know the stories of Yahoo, Linkedin and the huge IT companies in Europe and America – those stories of course make the headlines – what is perhaps less reported is that SME’s are equally at risk with thousands...

As a business owner you know that covering your business if it is damaged in anyway is important. Afterall, you need to cover the costs of repairing the damage. However, do you know how important it is to cover the loss of income if you have to close your business for a prolonged amount of time? What about paying your employees and the bills if you have no income? How long would your business survive if you had no revenue...

Some of the insurance industry’s leading companies have been ‘found wanting’ by the Supreme Court and are now required to pay claims that they had pleaded were not covered by their various insurance policies. Next comes the vexing task of ‘adjusting’ the losses claimed by the policyholders and already some insurers have asserted ‘their right’ to deduct grants, loans and Furlough monies from indemnity payments. Our latest Covid Bulletin examines the controversial question: Is it Treating Customers Fairly for insurers now to deduct...