Our Latest

News

Mr Smith owned a timber holiday home located on a pleasant holiday park.  He let the property for short-term holidays and insured the home under a specialist holiday-let insurance policy arranged through Lloyd’s underwriters. The timber construction was duly declared, and insurers imposed a Fire Extinguisher Clause as follows: It is a condition of this hoilday-let insurance that two smoke alarms must be installed on the property. If you fail to comply… this insurance will not cover loss or damage caused...

Flaxmans June newsletter is out now, covering the BIBA Expo, our new service FOS-SOS, how you can get your hands on our new eBook 'The 5 Dangers of buying insurance online and how to avoid them' and info on the upcoming BIBA webinar. Did you spot us? BIBA 2019 15th – 16th May It was a jam-packed couple of days at this year’s BIBA Expo in Manchester. The keynote and breakout sessions were excellent this year and “Boris” love him or loath him...

April 1st saw new FOS qualifying rules come into force – were you fooled? Yes, April 1st did see the new FOS qualifying rules come into force and with it clear and important implications for brokers to understand before recommending the FOS to your clients. Even just recommending to a customer/client that they seek legal advice or go to the FOS carries with it responsibilities and a duty of care by the broker. The new FOS qualifying rules give all brokers the...

Roger Flaxman, explores the insurance issues for the growing self-storage industry Some of our most valued treasures and prized possessions are consigned to the attic! When that is full or converted to a room, the local storage company often gets the benefit of our custom. Whilst these units might look like Fort Knox and appear reassuringly secure they are not immune from the ravages of fire, explosion or flood, or even contamination, to name just four natural perils. Read the full article at...

In record short time for “the law” the Duke of Edinburgh was evidently given permission to apologise to Emma Fairweather for being involved in the accident. Her plea for an apology, at a time before anyone had officially established the actual cause, raises an issue that sounds with thousands of accident victims in all walks of life. The need to say “sorry” and the penalty for saying it. It can safely be assumed that Fairweather’s car crash with the Duke of...