CII Webinars

We sometimes read in the papers about neighbours who perpetuate boundary disputes for years.  Was the fence in the right position?  What about my cultivated borders? You didn’t even ask permission if you could fell that tree and it was mine anyway!  If anyone was going to remove it, it should have been me! There was one recent case involving solicitors and the losing neighbour was left with a legal bill for over £200,000! Watch our latest You Tube video with details...

Flaxmans webinars continue to attract big numbers of participants with just under 1000 signing up to hear last weeks eagerly anticipated presentation. Although the judgment was all about serious underinsurance in a Business Interruption claim, the webinar contained a sobering message for anyone involved in advising a business about any of its insurance needs.  The key message is that the Courts are expecting of insurance advisers an increasingly demanding level of attention to detail. A broker must be ready to provide evidence...

All about 'Circumstances' Possibly, the most vexing question in the entire scope of liability insurance is what is the definition of a notifiable ‘Circumstance’? “Great webinar as usual with the guys from Flaxmans.” “The whole series has been very thorough and interesting.” “Great practical webinar, clearly laid out and good examples.” “This was amazing. Really enjoyed every one.” “Great session great topic, great presenters.” Well, our three-part CII webinar series on Claims Made Policies has clearly gone down a storm!  Our last in the series had left...

Notification of ‘claims’ and ‘circumstances’ This is the second of three exciting and in-depth looks at the vexing subject of Claims Made policies.  Whilst insurers want to know of a potential claim (circumstance) at the earliest possible moment in time the typical Insured is reluctant even to admit they have a problem, let alone tell anyone.  Therein lies the principal ‘elephant trap’ for the Insured; and very often too, the well intentioned broker. This, the second webinar, took a close look at...

An in-depth look at an often-confusing subject For well over 50 years, Claims Made policies have caused insurance practitioners and their clients much frustration, confusion and disappointment. Despite several attempts in more recent years to abolish the Claims Made policy in favour of the losses occurring basis, the Claims Made policy is alive and well and unlikely to disappear from the insurance scene for the foreseeable future. Therefore, it is essential for anyone selling a policy or dealing with a claim on...

What could be easier than the renewal of an existing insurance policy?  Whether you are an insurer or a broker, all the hard work is put in at inception.  If the insurance needs have been fully assessed when dealing with new business, all you need to do at renewal is make sure the rating is right and, for the broker, you just need to check the price is still competitive.  Job done. Easy. But that’s the problem.  The apparent ease of...