Architects’ Professional Indemnity Insurance

The construction industry is facing significantly challenging times mainly as a consequence of the Grenfell fire in 2017 and also the legal and commercial implications arising from the Grenfell Inquiry. Professional Indemnity (PI) insurers have reacted swiftly to avoid the threat to their profitability and this is causing concern as to the future insurability of registered Architects (and other Architectural design consultants) operating to their present professional duties and obligations.

The objective of the report is to provide an independent view of the prevailing insurance market conditions, with particular reference to present and future insurability of professional and associated risks in the construction sector.

The report offers an insight to the underlying reasons for the actions and reactions of the PI insurance market concerning the commissioning, design and construction of major projects.

The report also makes observations as to the steps that architects can take, or help influence, to protect their future insurance protections.

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