When You Need Us

Clients are usually referred to us with a problem they believe we can solve. Here are some of the reasons for talking to us:

1. You need to tell your commercial insurers about a claim or potential claim. You are unsure what to tell them or how much information they need.
2. Your insurers have turned down a claim you have made under your policy. You don’t know what to do about it.
3. You have a problem with a client/customer/supplier. Is this something I should tell my insurers about? 
4. You suspect that a client/customer/ supplier is lining up to bring a claim against you and you want to know if you should report/notify this to your insurers. What should you tell them and how do you provide the details?
5. You have suffered a loss but insurers will not pay out under your insurance, citing terms and conditions or exclusions of cover. 
6. Your insurers are refusing to renew your insurance because of a previous loss or claim against you. 
7. You are just not getting anywhere with an insurance claim. Negotiations are frustrating, slow and you don't know who is working for you or against you. 
8. Your company has had several claims or losses and you want to improve your company’s risk profile and its approach to risk awareness/management. Where do you start? 
9. You are not sure you understand the advice you are being given and would like a second opinion.  
10. You need an expert on insurance markets, broking and underwriting practices, coverage and claims to provide evidence to the court.